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Terms & Conditions

Credit subject to status. UK residents aged 18 and over.

Please note only one credit product is available per customer. To transfer to another credit product, the original account must be closed beforehand.

‡£10 off your first credit purchase only. Minimum purchase value £15 after other discounts have been applied, excludes delivery and nextunlimited subscriptions. Gift Cards and eGift Cards cannot be used in conjunction with this offer. Returned items refunded at the discounted price paid. This offer is only available to new customers opening a next credit account and may be withdrawn at any time.

**Early online Sale access also known as VIP Sale is exclusive to nextpay credit customers. Exclusions apply. For more information on our VIP Sale click here.

^ If you only make the Minimum Payment each month, it will take longer and cost more to repay your balance.

^^The credit limit may be lower than your purchase value. You will be asked to pay for any excess at the time of your purchase.

*next3step terms and conditions

If you do not make the full 3Step Payment in any month on time, the whole balance will become chargeable at the Standard Rate of Interest at 29.9% per annum variable (the Standard Rate). You will be given the option to pay for subsequent purchases in 3 instalments. Once a balance moves to the standard rate it cannot move back. You can choose to pay more or less than the 3Step Payment in any month, but you must pay at least the Minimum Payment. If you do not make at least the Minimum Payment by the due date, your account will be in arrears, which will affect your credit rating.

© Copyright 2019 Next Retail Ltd, Registered Office: Desford Road, Enderby, Leicester, LE19 4AT. Registered in England & Wales No. 4521150. Next Online is a trading name of Next Retail Ltd which is authorised and regulated by the Financial Conduct Authority for Consumer Credit.

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